financial services

Technology for fintechs and financial services

We build secure, scalable financial platforms: from payments and collections to digital onboarding, lending and reconciliation, with attention to security and regulation.

solutions for the industry

What we build for the industry

01

Payments and collections

Integrated Pix, cards, boleto and CNAB, with automatic reconciliation.

02

Digital onboarding

Sign-up with document checks, biometrics and KYC through specialized providers.

03

Open Finance

Data and payment initiation via Open Finance, through authorized partners.

04

Lending and collections

Credit pipelines, risk analysis, collection workflows and renegotiation.

05

Anti-fraud and security

Risk rules and models, strong authentication and audit trails.

06

Financial back office

Operations dashboards, reconciliation, reports and accounting integration.

challenges

Challenges we solve

  • You are building a fintech and need a team that knows the domain.
  • Payment reconciliation is still done in spreadsheets.
  • Customer onboarding is slow and has high drop-off.
  • Fraud and chargebacks are hurting results.
standards and technologies

Industry standards and technologies

We work with the standards, integrations and requirements the industry demands.

PixOpen FinanceKYCAntifraudeCNABLGPD
methodology

Agile, AI-native methodology

Short Scrum cycles with AI at every step: AI agents and tools speed up the team's work, and every delivery gets human review.

01

Discovery

We map goals and requirements with you; AI summarizes the sessions and generates prototypes in hours.

02

Planning

We prioritize the backlog and define the architecture, with AI helping write user stories and acceptance criteria.

03

Development

Sprints with AI-assisted coding, auto-generated tests and review by agents before human review.

04

Review

Demos every sprint, with AI-generated release notes and feedback organized for the next cycle.

05

Deploy & Delivery

Continuous deployment with automatic quality and security checks and monitoring with smart alerts.

faq

Questions about the industry

Yes. We work with the client’s compliance team to meet the applicable requirements, with security, auditing and traceability built into the architecture.

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